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DRN provides leading settlement services to those with all types of debt. Avoid bankruptcy and get back on your feet.
It seems now more than ever, families are experiencing real financial difficulties. With crippling interest rates on credit cards, store charges, education loans and other credit, it's not surprising to hear that the average American household is struggling with nearly $10,000 in unsecured debts.
If you're tired of working just to pay your creditors, having a hard time making ends meet, and are ready to start fighting for your financial future - we're here to help you find debt relief.
Understanding Your Options:
Knowing what options are available to you is the first step in getting your finances back on track.
Is it better to consolidate or go bankrupt? What's the difference between debt settlement, negotiation, and consolidating bills?
Learn more about the paths available to help fight debt.
When you combine multiple high-interest debts into a single loan at a lower interest rate, you're consolidating your debt. This is generally the best approach when possible as it doesn't affect your credit negatively, but normally requires security (assets), or at the very least a good credit history for this approach to work.
When you (or someone on your behalf) negotiate with your creditors to pay off your debt for less than the full amount owed, this is referred to as debt settlement. While it's a preferred alternative to bankruptcy it still won't leave your credit spotless, so it should be a second choice to consolidation if you've been able to say current with your bills.
A court-supervised division of non-exempt assets to your creditors in order to repay your debts as much as possible. Typically a last resort, (especially with recent changes making it more difficult to file for), bankruptcy can have long-term implications on your credit.
While it may seem hopeless at times, there really are ways to get your financial future back in order. Whether it's getting lower interest rates, working with credit counsellors, or just getting help developing a budget, we hope your time here helps you and your family fight debt!